Hurricane and Tropical Storm Damage
Florida has been affected by an increased number of powerful hurricanes and tropical cyclones resulting in billions of dollars in damage to homes and businesses. The high volume of claims reported to insurance companies can compound frustrations to you as an insured. By calling Guardian Public Adjusting to handle your hurricane claim from the beginning, we will handle everything from calling in the insurance claim, writing the estimate, meeting with adjusters, and other technical support staff, to negotiating with the insurance company and achieving a claim settlement. It is important to have someone who represents and advocates for you when you have experienced a property loss to your home or business. After a hurricane or tropical storm impacts your structure, our team does a thorough inspection of the exterior and roofing components. If interior portions of the building have been compromised, or we feel it may have been compromised, we will also do an interior inspection.
Was your storm damage claim underpaid?
If you have already made a claim, because of tropical storm or hurricane damage, and were not adequately paid according to your policy coverages, we can assist you with a supplemental insurance claim. The supplemental claims process is very similar to the way we handle a new claim except we also look at what your insurance company has already agreed to paid for and we determine what the carrier may have excluded that is necessary for a proper settlement.
Florida’s hurricane season runs from June 1st through November 30th. For information regarding tropical cyclone activity, we recommend viewing the National Hurricane Center website, National Hurricane Center (noaa.gov).
In preparation for hurricane season, it is equally important to make sure your insurance policy covers the damages which may result from a catastrophic storm event. Our team provides free policy reviews so we can identify where there may be gaps in your home, condo, or business coverage. We often see policies without law and ordinance, mold coverage, or additional living expenses which may result in high out-of-pocket expenses for you in the event of a loss due to a hurricane. Let one of our staff members review your policy to ensure you have proper coverage in the event of a claim. The Florida Department of Financial Services has also created a video on Hurricane Preparedness for consumer guidance on how to prepare before a hurricane, how to review your policy, and how to recover after a hurricane event. Watch the video now.
Need Our Help?
If you would like to make a property insurance claim in the big bend area, or handle an existing claim, please fill out our customer intake form located here. If you would like more information about our services, or to request a free claim consultation, please visit our Contact Us page.